Oakland County property record for 2540 Massoit Rd, Royal Oak, MI 48073
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,186 sqft · built 2018 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,491 (Oct 2018) |
| Tax Bill | $7,659 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-05-257-004 |
| Primary APN | 72-25-05-257-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,186 sqft Living Area |
| 1st Floor Area | 1,093 sqft |
| Basement Area | 1,093 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Depth | 115 ft Depth |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2540 MASSOIT RD |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-1963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 5 OAKLAND COUNTY CONDOMINIUM PLAN NO 2199 NORMANDY VILLAGE UNIT 4 L 50982 P 588 8-30-17 FR 251-002 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 05 |
| Legal Unit | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 183000 |
2540 Massoit Rd, a condominium, is owned and occupied by two individuals who bought it in October 2018.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2540 MASSOIT RD, ROYAL OAK, MI 48073-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Dec 16, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Aug 22, 2018 | Loan Modification, Mortgage FIRST AMERICAN TITLE |
| Oct 6, 2017 | Loan Modification, Mortgage FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Deed Document Number | 2018167462 |
| Deed Book / Page | 52262 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2540 MASSOIT RD, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000238145 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2540 MASSOIT RD ROYAL OAK MI 480731963, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000238145 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 055161/000844 |
| Instrument | 238145 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2540 MASSOIT RD, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000215242 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2540 MASSOIT RD ROYAL OAK MI 480731963, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000215242 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 053647/000477 |
| Instrument | 215242 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2540 MASSOIT RD, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000153646 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6905 TELEGRAPH RD #200 BLOOMFIELD HILLS MI 483013187, 200, BLOOMFIELD HILLS, MI 48301-3187 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2540 MASSOIT RD, ROYAL OAK, MI 48073-1963 |
| Document Number | 0000193071 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6905 TELEGRAPH RD #200 BLOOMFIELD HILLS MI 483013159, 200, BLOOMFIELD HILLS, MI 48301-3159 |
The 2025 property tax bill for 2540 Massoit Rd was $7,659 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,659.00 (-22.07%) Homeowner's exemption | $286,560 | $573,120 |
| 2024 | $9,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2540 Massoit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2540 Massoit Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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