2540 Hernando Rd, Sacramento, CA 95825 Property Records

Sacramento County property record for 2540 Hernando Rd, Sacramento, CA 95825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,524 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Sep 2009)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-0094-009-0000`

Property Details

APN / Parcel Number

Primary APN	`278-0094-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	293 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2540 HERNANDO RD
City	SACRAMENTO
State	CA
Zip	95825-0259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SANTA ANITA 03, LOT 250
Legal Subdivision	SANTA ANITA 03
Legal Lot Number	250
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	5505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2540 HERNANDO RD, SACRAMENTO, CA 95825-0259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 10, 2020	Quit Claim Deed, Transfer MOUNTAIN WEST FIN'L
Dec 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Deed of Trust, Mortgage · Conventional with PMI MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2009 · Amount on Record
Deed Sale	Sep 1, 2009 · Amount on Record
Deed Book / Page	20090901 / 482
Last Transfer Date	Nov 28, 2017
Transfer Doc	12040000001639
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2020
Property Address	2540 HERNANDO RD, SACRAMENTO, CA 95825-0259
Document Number	2012100171
Instrument Date	Dec 3, 2020
Instrument	2012100171
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2540 HERNANDO RD SACRAMENTO CA 958250259, SACRAMENTO, CA 95825-0259

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2020
Property Address	2540 HERNANDO RD, SACRAMENTO, CA 95825-0259
Document Number	2012100169
Instrument Date	Dec 3, 2020
Instrument	2012100169
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 HERNANDO RD SACRAMENTO CA 958250259, SACRAMENTO, CA 95825-0259

Mortgage

Document Number	2012100170
Date	Dec 10, 2020
Instrument	2012100170

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2017
Property Address	2540 HERNANDO RD, SACRAMENTO, CA 95825-0259
Document Number	1712041639
Instrument Date	Nov 28, 2017
Instrument	1712041639
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2540 HERNANDO RD SACRAMENTO CA 958250259, SACRAMENTO, CA 95825-0259

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2540 HERNANDO RD, SACRAMENTO, CA 95825-0259
Document Number	1710041976
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 HERNANDO RD SACRAMENTO CA 958250259, SACRAMENTO, CA 95825-0259

Mortgage

Document Number	1710041976
Date	Oct 4, 2017
Instrument	1710041976

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,933 (+2%) Land $39,491 Building $156,442
2025	$2,315.00 (+2.39%) Homeowner's exemption	$192,092 (+4.04%) Land $38,717 Building $153,375
2024	$2,261.00 (+2.68%)
2023	$2,202.00 (+0.64%) Homeowner's exemption	$184,634 Land $37,214 Building $147,420
2022	$2,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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