2525 Hernando Rd, Sacramento, CA 95825 Property Records

Sacramento County property record for 2525 Hernando Rd, Sacramento, CA 95825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,231 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jan 2007)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-0092-007-0000`

Property Details

APN / Parcel Number

Primary APN	`278-0092-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	293 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2525 HERNANDO RD
City	SACRAMENTO
State	CA
Zip	95825-0214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SANTA ANITA 03, LOT 255
Legal Subdivision	SANTA ANITA 03
Legal Lot Number	255
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	5505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 HERNANDO RD, SACRAMENTO, CA 95825-0214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2007 · Amount on Record
Deed Sale	Jan 4, 2007 · Amount on Record
Prior Sale	Nov 9, 2000 · Amount on Record
Deed Book / Page	20070104 / 1249
Prior Transfer Date	Jun 17, 2000
Prior Transfer Doc	2000000715
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2525 HERNANDO RD, SACRAMENTO, CA 95825-0214
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 1ST AVE, SACRAMENTO, CA 95817-2106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001031
Date	Feb 4, 2026
Instrument	202602041031

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2525 HERNANDO RD, SACRAMENTO, CA 95825-0214
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 1ST AVE, SACRAMENTO, CA 95817-2106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000463
Date	Nov 15, 2023
Instrument	202311150463

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2525 HERNANDO RD, SACRAMENTO, CA 95825-0214
Document Number	2004170727
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 HERNANDO RD SACRAMENTO CA 958250214, SACRAMENTO, CA 95825-0214

Mortgage

Document Number	2004170727
Date	Apr 17, 2020
Instrument	2004170727

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2525 HERNANDO RD, SACRAMENTO, CA 95825-0214
Document Number	1805291074
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 HERNANDO RD SACRAMENTO CA 958250214, SACRAMENTO, CA 95825-0214

Mortgage

Document Number	1805291074
Date	May 29, 2018
Instrument	1805291074

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2028

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,837 (+2%) Land $108,875 Building $196,962
2025	$3,612.00 (+2.35%) Homeowner's exemption	$299,841 (+4.04%) Land $106,741 Building $193,100
2024	$3,529.00 (+2.68%)
2023	$3,437.00 (+0.59%) Homeowner's exemption	$288,200 Land $102,598 Building $185,602
2022	$3,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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