2540 E Clay Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2540 E Clay Ct, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,072 sqft · built 1999
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Mar 2022)
Tax Bill$12,195 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-04423-30

Property Details

APN / Parcel Number

Primary APN015-04423-30
Alternative APN
  • 53-08-15-401-030.000-009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,072 sqft Living Area
1st Floor Area1,592 sqft
AtticAttic
Attic Area960 sqft
Basement Area796 sqft
Unfinished Basement796 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
TerrainLow
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-04423-30
Street Address2540 E CLAY CT
CityBLOOMINGTON
StateIN
Zip47401-4792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLAYBRIDGE @ CANADA FARM L-30
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2010
Census Tract1002

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2540 E CLAY CT, BLOOMINGTON, IN 47401-4792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Deed Document Number202245760
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 31, 2022
Property Address2540 E CLAY CT, BLOOMINGTON, IN 47401-4792
Document Number2022004949
Map ReferenceCAB C ENV 264
Instrument DateMar 28, 2022
Instrument2022004949
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2540 E CLAY CT, BLOOMINGTON, IN 47401-4792

Mortgage

Document Number2022004950
DateMar 31, 2022
Instrument2022004950
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,195.00 (+73.89%)$417,000 (+22.57%) Land $120,000 Building $297,000$417,000 (+22.57%) Land $120,000 Building $297,000
2024$7,013.00 (+104.76%)
2023$340,200 (+6.95%) Land $120,000 Building $220,200$340,200 (+6.95%) Land $120,000 Building $220,200
2022$3,425.00 Homeowner's exemption$318,100 Land $120,000 Building $198,100$318,100 Land $120,000 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IsoFusion
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Smithville Holding Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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