2520 E Clay Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2520 E Clay Ct, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,270 sqft · built 2002
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Aug 2019)
Tax Bill$2,576 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-04423-32

Property Details

APN / Parcel Number

Primary APN015-04423-32
Alternative APN
  • 53-08-15-401-003.000-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
1st Floor Area1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
TerrainLow
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-04423-32
Street Address2520 E CLAY CT
CityBLOOMINGTON
StateIN
Zip47401-4792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLAYBRIDGE @ CANADA FARM L-32
Legal SubdivisionCLAYBRIDGE AT CANADA FARM
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2010
Census Tract1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2520 E CLAY CT, BLOOMINGTON, IN 47401-4792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2019 · Amount on Record
Deed SaleAug 21, 2019 · Amount on Record
Prior SaleSep 1, 2006 · Amount on Record
Deed Document Number201911954
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateAug 21, 2019
Property Address2520 E CLAY CT, BLOOMINGTON, IN 47401-4792
Document Number2019011954
Map ReferenceCAB C ENV 264
Instrument DateAug 19, 2019
Instrument2019011954
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E CLAY CT, BLOOMINGTON, IN 47401-4792

Mortgage

Document Number2019011955
DateAug 21, 2019
Instrument2019011955
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00 (-12.5%)$279,900 (-0.96%) Land $120,000 Building $159,900$279,900 (-0.96%) Land $120,000 Building $159,900
2024$2,944.00 (+4.73%)
2023$282,600 (+4.67%) Land $120,000 Building $162,600$282,600 (+4.67%) Land $120,000 Building $162,600
2022$2,811.00$270,000 Land $120,000 Building $150,000$270,000 Land $120,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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