Stanislaus County property record for 2540 Cottage Pointe Dr, Riverbank, CA 95367
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,974 sqft · built 2008 |
| Lot Size | 0.071 acres (3,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jan 2008) |
| Tax Bill | $4,554 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-098-038-000 |
| Primary APN | 075-098-038-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,974 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 3,081 sqft (0.071 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2540 COTTAGE POINTE DR |
|---|---|
| City | RIVERBANK |
| State | CA |
| Zip | 95367-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COTTAGES AT CROSSROADS (43M08) LOT 38 |
| Legal Subdivision | COTTAGES/CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 407 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2540 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2008 · Amount on Record |
| Deed Sale | Jan 24, 2008 · Amount on Record |
| Deed Document Number | 20087133 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0000000016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2540 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2540 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Document Number | 0000071929 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0071929 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Riverbank City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,554.00 (+2.18%) Homeowner's exemption | $361,730 (+2%) Land $66,983 Building $294,747 |
| 2025 | $4,457.00 (+5.12%) Homeowner's exemption | $354,638 (+4.04%) Land $65,670 Building $288,968 |
| 2023 | $4,240.00 (+4.95%) Homeowner's exemption | $340,869 Land $63,121 Building $277,748 |
| 2022 | $4,040.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | 21 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Nov 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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