2540 Cedar Trace Dr W, Jacksonville, FL 32246 Property Records

Duval County property record for 2540 Cedar Trace Dr W, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,155 sqft · built 2003
Lot Size	0.704 acres (30,660 sqft)
Owner	2 Individual Names on File
Last Sale	$577,000 (Oct 2022)
Tax Bill	$9,829 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`165286-8505`

Property Details

APN / Parcel Number

Primary APN	`165286-8505`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,155 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	3,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,660 sqft (0.704 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2540 CEDAR TRACE DR W
City	JACKSONVILLE
State	FL
Zip	32246-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-90 28-2S-28E .70 WINDSOR CHASE UNIT 2 LOT 118
Legal Range	28E
Legal Township	02S
Legal Section	28
Legal Subdivision	WINDSOR CHASE UNIT TWO
Legal Lot Number	118
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4000
Census Tract	14312

Owner

Source: Duval County records · APN 165286-8505

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2540 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	2022268657
Deed Book / Page	20478 / 354
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 26, 2022
Property Address	2540 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361
Document Number	0204780354
Book / Page	20478 / 354
Map Reference	MB 54 PG 90&90A-90D
Instrument Date	Oct 19, 2022
Instrument	2022268657
Transaction Type	Transfer
Record Updated	Nov 07, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,039.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 CHARTER CT E, 1309, JACKSONVILLE, FL 32225-2659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361

Mortgage

Document Number	0020478356
Date	Oct 26, 2022
Instrument	20478/356

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,820 (+2.45%) Land $120,000 Building $467,820	$587,820 (+2.45%) Land $120,000 Building $467,820
2025	$9,829.00 (+3.54%) Homeowner's exemption	$573,779 (+4.46%) Land $120,000 Building $453,779	$573,779 (+4.46%) Land $120,000 Building $453,779
2024	$9,493.00 (+1.64%)
2023	$9,340.00 (+17.85%) Homeowner's exemption	$549,296 (-0.04%) Land $90,000 Building $459,296	$549,296 (-0.04%) Land $90,000 Building $459,296
2022	$7,925.00	$549,542 Land $75,000 Building $474,542	$549,542 Land $75,000 Building $474,542

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.