Duval County property record for 2524 Cedar Trace Dr W, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,548 sqft · built 2002 |
| Lot Size | 0.422 acres (18,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,900 (Nov 2002) |
| Tax Bill | $6,501 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165286-8515 |
| Primary APN | 165286-8515 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 2,548 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,390 sqft (0.422 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2524 CEDAR TRACE DR W |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54-90 28-2S-28E .42 WINDSOR CHASE UNIT 2 LOT 120 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | WINDSOR CHASE UNIT TWO |
| Legal Lot Number | 120 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14312 |
Source: Duval County records · APN 165286-8515
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit COASTLINE FCU |
| Dec 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2002 · Amount on Record |
| Deed Sale | Nov 05, 2002 · Amount on Record |
| Deed Document Number | 2002314505 |
| Deed Book / Page | 10749 / 2415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 09, 2026 |
| Property Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Number | 0000158609 |
| Book / Page | 21972 / 66 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 2026158609 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Number | 0000089285 |
| Book / Page | 21871 / 623 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202689285 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Number | 0000089285, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 21871/623 |
| Instrument | 202689285 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0181012206 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 18101/2206 |
| Instrument | 2017200003 |
| Name | COASTLINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Number | 0194780573 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 19478/573 |
| Instrument | 2020268918 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2524 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9361 |
| Document Number | 0189441015 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2S24 CEDAR TRACE DR W JACKSONVILLE FL 32246, JACKSONVILLE, FL 32246 |
| Document Number | 0189441015 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 018944/001015 |
| Instrument | 221624 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,821 (+2.5%) | $511,647 (+2.39%) Land $138,160 Building $373,487 | |
| 2025 | $6,501.00 (+54.31%) Homeowner's exemption | $386,175 (+50.12%) | $499,714 (+5.09%) Land $120,000 Building $379,714 |
| 2024 | $4,213.00 (+2.86%) | ||
| 2023 | $4,096.00 (+9.14%) Homeowner's exemption | $257,236 (+3%) | $475,502 (+1.07%) Land $90,000 Building $385,502 |
| 2022 | $3,753.00 Homeowner's exemption | $249,744 | $470,449 Land $75,000 Building $395,449 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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