254 Walnut Trce, Sparta, TN 38583 Property Records

White County property record for 254 Walnut Trce, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,483 sqft · built 2000
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2022)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093009E A 00800`

Property Details

APN / Parcel Number

Primary APN	`093009E A 00800`
Alternative APN	`009E A 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2014
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	178 ft deep x 127 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	506 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	254 WALNUT TRCE
City	SPARTA
State	TN
Zip	38583-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: WALNUT GROVE ESTATES; LOT: 8
Legal Subdivision	WALNUT GROVE ESTATES
Legal Lot Number	8 127
Jurisdiction	WHITE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1017
Census Tract	935100

Owner

254 Walnut Trce is owned and occupied by an individual who bought it in November 2022.

Source: White County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	254 WALNUT TRCE, SPARTA, TN 38583-5367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST VOLUNTEER BANK
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	22005342
Deed Book / Page	RB521 / 586
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Nov 23, 2022
Property Address	254 WALNUT TRCE, SPARTA, TN 38583-5367
Document Number	0RB521/586
Book / Page	RB521 / 586
Map Reference	MB 1 PG 280
Instrument Date	Nov 18, 2022
Instrument	22005342
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WALNUT TRCE, SPARTA, TN 38583-5367

Mortgage

Document Number	0022005343
Date	Nov 23, 2022
Instrument	22005343

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	254 WALNUT TRCE, SPARTA, TN 38583-5367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001344
Date	Apr 25, 2018
Book Page	RB414/317
Instrument	18001344

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	254 WALNUT TRCE, SPARTA, TN 38583-5367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WALNUT TRCE, SPARTA, TN 38583-5367

Mortgage

Document Number	0000005166
Date	Dec 15, 2020
Book Page	RB470/323
Instrument	20005166

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 254 Walnut Trce was $1,086.

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00	$77,050 Land $7,500 Building $69,550	$308,200 Land $30,000 Building $278,200
2023		$40,100 Land $3,750 Building $36,350
2021	$784.00
2020			$160,400 Land $15,000 Building $145,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 Walnut Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 254 Walnut Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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