White County property record for 195 Walnut Trce, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2017) |
| Tax Bill | $969 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093009E A 01400 |
| Primary APN | 093009E A 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 178 ft deep x 112 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 195 WALNUT TRCE |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-5369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: WALNUT GROVE ESTATES; LOT: 14 |
| Legal Subdivision | WALNUT GROVE ESTATES |
| Legal Lot Number | 14 112 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 935100 |
195 Walnut Trce is owned and occupied by two individuals who bought it in November 2017.
Source: White County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 WALNUT TRCE, SPARTA, TN 38583-5369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST VOLUNTEER BANK OF TENNESSEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on File |
| Deed Sale | Nov 27, 2017 · Amount on File |
| Prior Sale | Feb 18, 2011 · Amount on File |
| Deed Document Number | 17003971 |
| Deed Book / Page | RB407 / 086 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 195 WALNUT TRCE, SPARTA, TN 38583-5369 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | RB477/462 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | RB477/462 |
| Instrument | 21001394 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Nov 27, 2017 |
| Property Address | 195 WALNUT TRCE, SPARTA, TN 38583-5369 |
| Document Number | 0RB407/086 |
| Book / Page | RB407 / 086 |
| Map Reference | MB 1 PG 280 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 17003971 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 WALNUT TRCE, SPARTA, TN 38583-5369 |
| Document Number | 0017003972 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 17003972 |
| Name | FIRST VOLUNTEER BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 195 Walnut Trce was $969.
Source: White County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $969.00 | $68,750 Land $7,500 Building $61,250 | $275,000 Land $30,000 Building $245,000 |
| 2023 | $35,250 Land $3,750 Building $31,500 | ||
| 2021 | $723.00 | ||
| 2020 | $141,000 Land $15,000 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 195 Walnut Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Walnut Trce is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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