Ontario County and Phelps Town property record for 254 Main St, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,780 sqft · built 1888 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,900 (Aug 2012) |
| Tax Bill | $3,556 (2026) |
| Deeds & Mortgages | May 2023 Refinance May 2023 Refinance + 1 more |
| APN | 5308-000-06 |
| Primary APN | 5308-000-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 916 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5308-000-06 |
|---|---|
| Street Address | 254 MAIN ST |
| City | PHELPS |
| State | NY |
| Zip | 14532-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | 0.25 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50402 |
Source: Ontario County and Phelps Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 254 MAIN ST, PHELPS, NY 14532-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION |
| May 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION |
| May 3, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2012 · Amount on Record |
| Deed Sale | Aug 24, 2012 · Amount on Record |
| Deed Book / Page | 1283 / 420 |
| Last Transfer Date | Apr 18, 2023 |
| Transfer Doc | 0000000095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 254 MAIN ST, PHELPS, NY 14532-1022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | CROSSROADS TITLE, CROSSROADS |
| Name | Verified Name |
|---|
| Document Number | 003213/334 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 3213/334 |
| Instrument | 202305030096 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 254 MAIN ST, PHELPS, NY 14532-1022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | CROSSROADS TITLE, CROSSROADS |
| Name | Verified Name |
|---|
| Document Number | 003213/334 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 3213/334 |
| Instrument | 202305020096 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | May 3, 2023 |
| Property Address | 254 MAIN ST, PHELPS, NY 14532-1022 |
| Document Number | 001517/524 |
| Book / Page | 1517 / 524 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 202305030095 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Municipality | Phelps Village |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,556.00 (+20.26%) Homeowner's exemption | ||
| 2025 | $2,957.00 | $94,500 (-) Land $12,300 Building $82,200 | $131,300 (+13.93%) Land $17,090 Building $114,210 |
| 2023 | $94,500 (-) Land $12,300 Building $82,200 | $115,250 (+12.2%) Land $15,001 Building $100,249 | |
| 2022 | $94,500 Land $12,300 Building $82,200 | $102,717 Land $13,370 Building $89,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049 |
|---|---|
| Water Source | Purchased surface water from WATERLOO VILLAGE |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PHELPS VILLAGE |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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