254 Early St, Springfield, GA 31329 Property Records

Effingham County property record for 254 Early St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1993
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2024)
Tax Bill	$538 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03880-010-000`

Property Details

APN / Parcel Number

Primary APN	`03880-010-000`
Alternative APNs	`00750054A02` `03880010` `11217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Garage Area	572 sqft

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11217
Street Address	254 EARLY ST
City	SPRINGFIELD
State	GA
Zip	31329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2.78 AC PLT D122-B2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30205

Owner

254 Early St is owned and occupied by two individuals who bought it in October 2024.

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	254 EARLY ST EXT, GA
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 10, 2025	Deed of Trust, Mortgage FREEDOM MORTGAGE
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 30, 2024	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Prior Sale	Aug 19, 2013 · Amount on File
Deed Book / Page	2939 / 656
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0002183/51
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 17, 2026
Property Address	254 EARLY STREET EXT, SPRINGFIELD, GA 31329-4633
Document Number	0000000082
Book / Page	3070 / 47
Instrument Date	Sep 9, 2026
Instrument	202682
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 EARLY STREET EXT, SPRINGFIELD, GA 31329-4633

Mortgage

Document Number	0000000082,
Date	Sep 17, 2026
Book Page	3070/47
Instrument	202682

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	254 EARLY ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 EARLY ST EXT

Mortgage

Document Number	0000003012/0000000745
Date	Dec 10, 2025
Book Page	0000003012/0000000745

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	254 EARLY ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 EARLY ST EXT, GA

Mortgage

Document Number	0000002530/0000000852
Date	Jun 21, 2019
Book Page	0000002530/0000000852
Instrument	005133

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 30, 2024
Property Address	254 EARLY ST, SPRINGFIELD, GA 31329
Document Number	002939/656
Book / Page	2939 / 656
Instrument Date	Oct 30, 2024
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 EARLY ST EXT, GA

Mortgage

Document Number	D2024008314
Date	Oct 30, 2024
Instrument	D2024008314

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 254 Early St was $538 with exemptions applied.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,941 (+1.89%) Land $38,124 Building $94,817	$332,354 (+1.89%) Land $95,311 Building $237,043
2025	$538.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$130,475 Land $38,124 Building $92,351	$326,188 Land $95,311 Building $230,877
2022	$2,308.00 Homeowner's exemption	$81,503 Land $24,205 Building $57,298	$203,757 Land $60,513 Building $143,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 Early St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 254 Early St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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