Effingham County property record for 245 Early St, Springfield, GA 31329 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 2022 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,300 (Dec 2022) |
| Tax Bill | $243 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0388B-029 |
| Primary APN | 0388B-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32169 |
|---|---|
| Street Address | 245 EARLY ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .53 AC PAR 3 (OUT S113-11) PLT 29/387 |
| Legal Subdivision | KIEFFER R L |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30205 |
Source: Effingham County records · APN 0388B-029
Assessment roll updated December 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 EARLY STREET EXT, SPRINGFIELD, GA 31329-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Aug 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jul 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Deed Document Number | 20223582 |
| Deed Book / Page | 2821 / 701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 16, 2026 |
| Document Number | 0000003037/0000000672 |
| Book / Page | 3037 / 672 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 3037000672, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 3037/672 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 01, 2055 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 245 EARLY ST, SPRINGFIELD, GA 31329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 245 EARLY ST EXT |
| Document Number | 0000002925/0000000394 |
|---|---|
| Date | Aug 13, 2024 |
| Book Page | 0000002925/0000000394 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 245 EARLY ST, SPRINGFIELD, GA 31329 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 245 EARLY ST, SPRINGFIELD, GA 31329 |
| Document Number | 0000002984/0000000945 |
|---|---|
| Date | Jul 18, 2025 |
| Book Page | 0000002984/0000000945 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $121,103 Land $22,800 Building $98,303 | $302,757 Land $57,000 Building $245,757 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024, rainfall accumulation, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 14% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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