254 E Prospect St, York, PA 17403 Property Records

York County property record for 254 E Prospect St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	5 bd · 2 ba · 2,016 sqft · built 1890
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Nov 2025)
Tax Bill	$2,237 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-107-01-0098.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-107-01-0098.00-00000`
Alternative APNs	`0610070100980000000` `060063300`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	756 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Lot Area	2,222 sqft (0.051 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	254 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4009
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	588 S YALE ST, YORK, PA 17403-5743
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 23, 2023	Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO
Oct 18, 2018	Grant Deed, Transfer
Jul 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	202545842
Deed Book / Page	2881 / 298
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Nov 25, 2025
Property Address	254 E PROSPECT ST, YORK, PA 17403-2330
Document Number	0000045842
Book / Page	2881 / 298
Instrument Date	Oct 2, 2025
Instrument	2025045842
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	TITAN SETTLEMENTS, TITAN SETTLEMENT ASSC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	588 S YALE ST, YORK, PA 17403-5743

Mortgage

Document Number	0000045843
Date	Nov 25, 2025
Instrument	2025045843

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	May 23, 2023
Property Address	254 E PROSPECT ST, YORK, PA 17403-2330
Document Number	0000018792
Book / Page	2781 / 530
Map Reference	MB 55-F PG 231
Instrument Date	May 8, 2023
Instrument	2023018792
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 SCROGGY RD, OXFORD, PA 19363-1169

Mortgage

Document Number	0000018793
Date	May 23, 2023
Book Page	2781/534
Instrument	2023018793

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2033

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Oct 18, 2018
Property Address	254 E PROSPECT ST, YORK, PA 17403-2330
Document Number	0000045629
Book / Page	002491 / 008276
Instrument Date	Oct 9, 2018
Instrument	45629
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transaction

Amount	Amount Recorded
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1212 LINCOLN PL #3E BROOKLYN NY 112134045, 3E, BROOKLYN, NY 11213-4045

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YORK PA
Recording Date	Jul 10, 2018
Property Address	254 E PROSPECT ST, YORK, PA 17403-2330
Document Number	0000028733
Book / Page	002477 / 007039
Instrument Date	Jul 10, 2018
Instrument	28733
Transaction Type	Foreclosure
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$18.29
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3000 BAYPORT DR #880 TAMPA FL 336078409, 880, TAMPA, FL 33607-8409

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,237.00 (+1.64%)	$34,850 (-) Land $4,940 Building $29,910
2025	$2,201.00 (+1.76%)	$34,850 (-) Land $4,940 Building $29,910
2024	$2,163.00	$34,850 Land $4,940 Building $29,910
2006			$34,850 Land $4,940 Building $29,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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