249 E Prospect St, York, PA 17403 Property Records

York County property record for 249 E Prospect St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,404 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2023)
Tax Bill	$3,203 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-107-01-0080.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-107-01-0080.00-00000`
Alternative APNs	`0610070100800000000` `060061500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	596 sqft
Basement Area	176 sqft
Unfinished Basement	176 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2341
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4003
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 E PROSPECT ST, YORK, PA 17403-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed, Transfer · FHA Mortgage TRADITIONS BANK
Mar 19, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 27, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	202316189
Deed Book / Page	2778 / 6033
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	May 4, 2023
Property Address	249 E PROSPECT ST, YORK, PA 17403-2341
Document Number	0000016189
Book / Page	2778 / 6033
Instrument Date	May 4, 2023
Instrument	2023016189
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	NOT AVAILABLE, T A ELITE OF PENNSYVANIA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 E PROSPECT ST, YORK, PA 17403-2341

Mortgage

Document Number	0000016190
Date	May 4, 2023
Instrument	2023016190

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Mar 19, 2018
Property Address	249 E PROSPECT ST, YORK, PA 17403-2341
Document Number	0000011012
Book / Page	2462 / 5487
Instrument Date	Mar 15, 2018
Instrument	2018011012
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 E PROSPECT ST, YORK, PA 17403-2341

Mortgage

Document Number	0000011013
Date	Mar 19, 2018
Instrument	2018011013

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000011014
Date	Mar 19, 2018
Book Page	2462/5516
Instrument	2018011014

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	YORK PA
Recording Date	Jun 27, 2017
Property Address	249 E PROSPECT ST, YORK, PA 17403-2341
Document Number	0000028725
Book / Page	002427 / 000504
Instrument Date	Jun 14, 2017
Instrument	28725
Transaction Type	Foreclosure
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33 S SEWARD ST YORK PA 174045448, YORK, PA 17404-5448

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (+3.39%)	$49,900 (-) Land $4,760 Building $45,140
2024	$3,098.00	$49,900 Land $4,760 Building $45,140
2006			$49,900 Land $4,760 Building $45,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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