254 Concord Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 254 Concord Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,040 sqft · built 2025
Lot Size	0.961 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,370,000 (Apr 2026)
Tax Bill	$17,056 (2026)
Deeds & Mortgages	May 2021 Construction Loan Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0012.0 P:0114 S:0000`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0012.0 P:0114 S:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,040 sqft Living Area
Gross Area	5,364 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (0.961 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	254 CONCORD RD
City	WESTFORD
State	MA
Zip	01886-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	1
Census Block	1002
Census Tract	318400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Parker Village Historic District listed 2002 · 23 contributing resources · NRIS 02001613

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 CONCORD RD, WESTFORD, MA 01886-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Construction Mortgage LOWELL FIVE CENTS SAVINGS BANK
Apr 30, 2026	Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage LIBERTY BANK
Mar 31, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202612977
Deed Book / Page	40023 / 228
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	254 CONCORD RD, WESTFORD, MA 01886-4206
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035770-166
Date	May 19, 2021
Book Page	35770/166
Instrument	29768

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2022

April 2026: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Apr 30, 2026
Property Address	254 CONCORD RD, WESTFORD, MA 01886-4206
Document Number	040023-228
Book / Page	40023 / 228
Instrument Date	Apr 22, 2026
Instrument	202612977
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	254 CONCORD RD, WESTFORD, MA 01886-4206

Mortgage

Date	Apr 30, 2026

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2036
Index	Other
Margin	3
Max Rate	-1%

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Mar 31, 2021
Property Address	254 CONCORD RD, WESTFORD, MA 01886-4206
Document Number	035556-260
Book / Page	35556 / 260
Instrument Date	Mar 31, 2021
Instrument	19231
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 GROTON RD, WESTFORD, MA 01886-6316

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,056.00 (+143.31%)	$1,301,000 (+15%) Land $358,800 Building $942,200	$818,900 (-0.94%)
2025	$7,010.00 (+2.7%)	$520,400 (+4.98%) Land $348,800 Building $171,600
2024	$6,826.00 (-0.89%)	$495,700 (+6.24%) Land $332,200 Building $163,500	$826,690
2023	$6,887.00	$466,600 Land $319,100 Building $147,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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