Middlesex County and Westford Town property record for 243 Concord Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,396 sqft · built 1955 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $842,000 (Jun 2026) |
| Tax Bill | $9,705 (2025) |
| Deeds & Mortgages | May 2021 Refinance Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0012.0 P:0119 S:0001 |
| Primary APN | WFOR M:0012.0 P:0119 S:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 4,812 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,119 sqft (0.921 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 243 CONCORD RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-4203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 318400 |
Source: Middlesex County and Westford Town records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 CONCORD RD, WESTFORD, MA 01886-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Jun 10, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | May 29, 1987 · Amount on Record |
| Deed Document Number | 202617992 |
| Deed Book / Page | 40117 / 188 |
| Prior Transfer Date | May 14, 2026 |
| Prior Transfer Doc | 040117-188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 243 CONCORD RD, WESTFORD, MA 01886-4203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035786-132 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 35786/132 |
| Instrument | 30590 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFORD MA |
| Recording Date | Jun 10, 2026 |
| Property Address | 243 CONCORD RD, WESTFORD, MA 01886-4203 |
| Document Number | 040117-188 |
| Book / Page | 40117 / 188 |
| Instrument Date | May 14, 2026 |
| Instrument | 202617992 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 CONCORD RD, WESTFORD, MA 01886-4203 |
| Date | Jun 10, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,705.00 (+2.71%) | $720,500 (+5%) Land $346,700 Building $373,800 |
| 2024 | $9,449.00 (+0.9%) | $686,200 (+8.15%) Land $330,100 Building $356,100 |
| 2023 | $9,365.00 | $634,500 Land $314,200 Building $320,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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