254 Cold Springs Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 254 Cold Springs Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,734 sqft · built 1950
Lot Size0.819 acres (35,719 sqft)
OwnerIndividual Name on Record
Last Sale$160,500 (Mar 2016)
Tax Bill$1,192 (2023)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN5640 98 0576

Property Details

APN / Parcel Number

Primary APN5640 98 0576
Alternative APNs
  • 11021 0011.000000
  • 107179

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,734 sqft Living Area
1st Floor Area1,334 sqft
Upper Floors Area400 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,719 sqft (0.819 acres)
Lot Width100 ft Width
Garage Area400 sqft
DrivewayDriveway
Driveway Area1,820 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area288 sqft
Patio Area288 sqft
Storage Building98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number107179
Street Address254 COLD SPRINGS RD
CityCONCORD
StateNC
Zip28025-7231
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionLTS 13-16 &72-75 EASTVIEW
Legal SubdivisionEAST VIEW
Legal Lot Number13-16 14
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3000
Census Tract40502

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address254 COLD SPRINGS RD, CONCORD, NC 28025-7231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2016 · Amount on Record
Deed SaleMar 11, 2016 · Amount on Record
Prior SaleDec 22, 2014 · Amount on Record
Deed Document Number0011819212
Deed Book / Page11819 / 212
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address254 COLD SPRINGS RD, CONCORD, NC 28025-7231
Document Number13858184
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 6, 2019
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 COLD SPRINGS RD CONCORD NC 280257231, CONCORD, NC 28025-7231

Mortgage

Document Number13858184
DateNov 25, 2019
Book Page013858/000184
Instrument32777
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,192.00$145,420 Land $27,800 Building $117,620$145,420 Land $27,800 Building $117,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Springs Rd

Nearby Streets

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