230 Cold Springs Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 230 Cold Springs Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,200 sqft · built 1956
Lot Size	1.44 acres (62,726 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Apr 2022)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5640 98 0761`

Property Details

APN / Parcel Number

Primary APN	`5640 98 0761`
Alternative APNs	`11021 0012.000000` `7599700` `154758`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Lot Width	175 ft Width
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	154758
Street Address	230 COLD SPRINGS RD
City	CONCORD
State	NC
Zip	28025-7231
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LTS 6-8 10-12 & 65-71 EASTVIEW
Legal Subdivision	LAKE LYNN LODGE
Legal Lot Number	6-8,1
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	230 COLD SPRINGS RD, CONCORD, NC 28025-7231
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202212949
Deed Book / Page	15973 / 116
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 18, 2022
Property Address	230 COLD SPRINGS RD, CONCORD, NC 28025-7231
Document Number	0015973116
Book / Page	15973 / 116
Map Reference	MB 8 PG 39
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 SOFTWIND LN, 107, CONCORD, NC 28025-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 COLD SPRINGS RD, CONCORD, NC 28025-7231

Mortgage

Document Number	0159730119
Date	Apr 18, 2022
Instrument	15973-0119

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.46%
Index	1-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+34.82%)	$253,260 (+68.55%) Land $56,660 Building $196,600
2024			$253,260 (+68.55%) Land $56,660 Building $196,600
2023	$1,232.00	$150,260 Land $38,770 Building $111,490	$150,260 Land $38,770 Building $111,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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