New Castle County property record for 254 Cocoa Cay Ln, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,080 sqft · built 1996 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,500 (Dec 1993) |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-026.00-072 |
| Primary APN | 12-026.00-072 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 384 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,802 sqft (2.36 acres) |
| Lot Dimensions | 476 ft deep x 481 ft wide |
| Garage Type | Attached |
| Garage Area | 1,089 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 254 COCOA CAY LN |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | BRENNAN SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | RED LION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 16401 |
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 254 COCOA CAY LN, BEAR, DE 19701-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 1993 · Amount on Record |
| Deed Sale | Dec 20, 1993 · Amount on Record |
| Deed Book / Page | 1646 / 247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 254 COCOA CAY LN, BEAR, DE 19701-2900 |
| Document Number | 0000010832 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 254 COCOA CAY LN BEAR DE 197012900, BEAR, DE 19701-2900 |
| Document Number | 0000010832 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 10832 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,673.00 (+22.68%) | $716,800 (+468.89%) Land $228,700 Building $488,100 | |
| 2024 | $526,140 | ||
| 2023 | $3,809.00 | $126,000 Land $18,400 Building $107,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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