New Castle County property record for 227 Cocoa Cay Ln, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,948 sqft · built 2014 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,051 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-026.00-062 |
| Primary APN | 12-026.00-062 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 95,832 sqft (2.2 acres) |
| Lot Dimensions | 501 ft deep x 192 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 227 COCOA CAY LN |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | BRENNAN SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | RED LION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 16401 |
Source: New Castle County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 COCOA CAY LN, BEAR, DE 19701-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| May 28, 2019 | Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2019 |
| Deed Sale | May 28, 2019 |
| Prior Sale | Nov 4, 2013 · Amount on Record |
| Deed Document Number | 201939094 |
| Last Transfer Date | Dec 21, 2024 |
| Transfer Doc | 0000002202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 227 COCOA CAY LN, BEAR, DE 19701-2900 |
| Document Number | 0000061657 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 227 COCOA CAY LN BEAR DE 197012900, BEAR, DE 19701-2900 |
| Document Number | 0000061657 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 61657 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | May 28, 2019 |
| Property Address | 227 COCOA CAY LN, BEAR, DE 19701-2900 |
| Document Number | 0000039094 |
| Instrument Date | May 17, 2019 |
| Instrument | 20190528-0039094 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 COCOA CAY LN, BEAR, DE 19701-2900 |
| Document Number | 0000039098 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 20190528-0039098 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,051.00 (+25.61%) | $621,400 (+482.38%) Land $225,700 Building $395,700 | |
| 2024 | $601,380 | ||
| 2023 | $3,225.00 | $106,700 Land $16,800 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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