254 7th St, Gardner, ND 58036 Property Records

Cass County property record for 254 7th St, Gardner, ND 58036

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,255 sqft · built 1920
Lot Size1.44 acres (62,563 sqft)
OwnerIndividual Name on Record
Last Sale$93,300 (Apr 2005)
Tax Bill$270 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-0200-12688-000

Property Details

APN / Parcel Number

Primary APN13-0200-12688-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,255 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area62,563 sqft (1.44 acres)
Garage TypeDetached
Garage Area308 sqft
PorchSlab
Patio Area217 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address254 7TH ST
CityGARDNER
StateND
Zip58036-4021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0 BLOCK: 2 ADDITION: ADDITIONAL: 2-142-50 DESC TRACT BEG 33' W & 33' S OF NE COR SE 1/4, S 300' W 222' N 300' E 222' TO
Legal Block2
JurisdictionCASS ND
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1092
Census Tract40200

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address254 7TH ST, GARDNER, ND 58036-4021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2005 · Amount on Record
Deed SaleApr 26, 2005 · Amount on Record
Deed Document Number20051135284
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address254 7TH ST, GARDNER, ND 58036-4021
Document Number0001543452
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address254 7TH ST GARDNER ND 580364021, GARDNER, ND 58036-4021

Mortgage

Document Number0001543452
DateJul 30, 2018
Instrument1543452
Lender
NameFRANDSEN BK&TR
TypeBank
AddressCLINTON, MN 56225-0360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 29, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityGardner City
Unified School DistrictNorthern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270.00 (-85.15%)$100,700 (+11.03%) Land $13,800 Building $86,900$201,400 (+11.03%) Land $27,600 Building $173,800
2023$1,818.00$90,700 Land $13,800 Building $76,900$181,400 Land $27,600 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims87 (1979–2019)
Claims Outside the SFHA19 of 87
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Flooding, Apr 2019 · 27 claims
  • Severe Storms And Flooding, May 2013 · 16 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GARDNER
serves 74 people · EPA ID ND0900387
Water SourcePurchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State InspectionSep 2024
Also Mapped HereCASS RURAL WATER DISTRICT FARGO
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Halstad Telephone
Fiber
1,000 / 1,000
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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