144 7th St, Gardner, ND 58036 Property Records

Cass County property record for 144 7th St, Gardner, ND 58036

Property Summary

Property Type	Single Family Home
Details	1 ba · built 2008
Lot Size	0.52 acres (22,650 sqft)
Owner	2 Individual Names on Record
Tax Bill	$433 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-0200-12689-000`

Property Details

APN / Parcel Number

Primary APN	`13-0200-12689-000`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	22,650 sqft (0.52 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	144 7TH ST
City	GARDNER
State	ND
Zip	58036-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0 BLOCK: 2 ADDITION: ADDITIONAL: 2-142-50 DESC TRACT COM 418' E OF GNRR ON N LINE, SE 1/4, S 151' E 150' N 151' W 150'
Legal Block	2
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1092
Census Tract	40200

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	725 MAIRS AVE, GARDNER, ND 58036-4022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jul 10, 2017	Warranty Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017
Deed Sale	Jul 10, 2017
Deed Document Number	20171514949
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	144 7TH ST, GARDNER, ND 58036-4020
Document Number	0001588179
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	725 MAIRS AVE GARDNER ND 580364022, GARDNER, ND 58036-4022

Mortgage

Document Number	0001588179
Date	Apr 23, 2020
Instrument	1588179

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2035

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 10, 2017
Property Address	144 7TH ST, GARDNER, ND 58036-4020
Document Number	0001514949
Instrument Date	Jul 10, 2017
Instrument	1514949
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	PLAINS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 MAIRS AVE GARDNER ND 580364022, GARDNER, ND 58036-4022

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Gardner City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (-0.46%)	$23,350 (+7.6%) Land $4,600 Building $18,750	$46,700 (+7.6%) Land $9,200 Building $37,500
2023	$435.00	$21,700 Land $4,600 Building $17,100	$43,400 Land $9,200 Building $34,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 86% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 74 people · EPA ID ND0900387
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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