St. Johns County property record for 2538 Shore Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,028 sqft · built 1955 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Oct 2000) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235190-0000 |
| Primary APN | 235190-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 2,028 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 152 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 782 sqft |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2538 SHORE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-47 ST AUG SOUTH UT 12 LOTS 3223 3224 3225 & N32FT OF 3226 OR1087/962 &1538/93 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 37 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 12 |
| Legal Block | 2 |
| Legal Lot Number | 3223 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 21302 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2538 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2000 · Amount on Record |
| Deed Sale | Oct 25, 2000 · Amount on Record |
| Deed Document Number | 200046537 |
| Deed Book / Page | 1538 / 93 |
| Prior Transfer Date | Oct 20, 2000 |
| Prior Transfer Doc | 0015380093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2538 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0052801047 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 5280/1047 |
| Instrument | 2021061675 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2538 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Document Number | 0045591343 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2538 SHORE DR ST AUGUSTINE FL 320866640, ST AUGUSTINE, FL 32086-6640 |
| Document Number | 0045591343 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 004559/001343 |
| Instrument | 39622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,718 (+2.7%) | $640,000 (+3.44%) Land $418,000 Building $222,000 | |
| 2025 | $3,415.00 (+12.97%) Homeowner's exemption | $265,548 (+5.99%) | $618,719 (+14.82%) Land $429,856 Building $188,863 |
| 2024 | $3,023.00 (+2.09%) | ||
| 2023 | $2,961.00 (+3.1%) Homeowner's exemption | $250,548 (+3%) | $538,866 (-1.53%) Land $353,856 Building $185,010 |
| 2022 | $2,872.00 Homeowner's exemption | $243,250 | $547,217 Land $323,456 Building $223,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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