St. Johns County property record for 2520 Shore Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 1963 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Feb 2014) |
| Tax Bill | $3,371 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 232200-0000 |
| Primary APN | 232200-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 2,278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 120 ft Width |
| Pool Area | 280 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 810 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2520 SHORE DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32086-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-63 ST AUG SOUTH UT 9 LOTS 2383 2384 & 2385 OR3844/744 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 37 |
| Legal Subdivision | ST. AUGUSTINE SOUTH RESUB OF UNIT 9 |
| Legal Block | 2 |
| Legal Lot Number | 2383 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 21302 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2520 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit COASTLINE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on Record |
| Deed Sale | Feb 10, 2014 · Amount on Record |
| Prior Sale | Jul 21, 2009 · Amount on Record |
| Deed Document Number | 20147642 |
| Deed Book / Page | 3844 / 744 |
| Prior Transfer Date | Nov 21, 2001 |
| Prior Transfer Doc | 0017260674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2520 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2520 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Document Number | 0052190455 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 5219/455 |
| Instrument | 2021033574 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2520 SHORE DR, SAINT AUGUSTINE, FL 32086-6640 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2520 SHORE DR, ST AUGUSTINE, FL 32086-6640 |
| Document Number | 0052910278 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5291/278 |
| Instrument | 2021066626 |
| Name | COASTLINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,384 (+2.7%) | $576,366 (+4.96%) Land $330,000 Building $246,366 | |
| 2025 | $3,371.00 (+13.65%) Homeowner's exemption | $262,302 (+3.45%) | $549,132 (+1%) Land $339,360 Building $209,772 |
| 2024 | $2,966.00 (+2.1%) Homeowner's exemption | $253,551 (+3%) | $543,677 (+11.77%) Land $339,360 Building $204,317 |
| 2023 | $2,905.00 (+3.12%) Homeowner's exemption | $246,166 (+3%) | $486,438 (-3.9%) Land $279,360 Building $207,078 |
| 2022 | $2,817.00 Homeowner's exemption | $238,996 | $506,190 Land $255,360 Building $250,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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