2537 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2537 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,700 sqft · built 2005
Lot Size	0.167 acres (7,281 sqft)
Owner	Company Name on Record
Last Sale	$441,168 (Apr 2026)
Tax Bill	$9,293 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Dec 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`48-042323-000107-0`

Property Details

APN / Parcel Number

Primary APN	`48-042323-000107-0`
Alternative APN	`335200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	981 sqft
2nd Floor Area	1,719 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,281 sqft (0.167 acres)
Lot Dimensions	116 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	820 sqft
Driveway	Concrete Driveway
Driveway Area	2,020 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2537 S 3RD ST
City	WACO
State	TX
Zip	76706-6449
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	O2
Legal Description	UNIVERSITY WOODS LOT 7 BLOCK 1 ACRES .1671
Legal Subdivision	UNIVERSITY WOODS
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: McLennan County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2325 ROSEWOOD DR, WACO, TX 76710-1533
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK STATE BANK & TRUST
Dec 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 13, 2026	Deed, Transfer · Line of Credit EASY STREET CAPITAL LLC
Oct 25, 2024	Warranty Deed, Transfer
Feb 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 29, 2020	Loan Modification, Mortgage AMERICAN BK NA
Feb 1, 2020	Deed of Trust, Mortgage UNIVERSITY WOODS LP
Oct 30, 2019	Loan Modification, Mortgage AMERICAN BK NA
Oct 8, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Oct 25, 2024
Deed Document Number	202611446
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0000003880
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003005
Date	Jan 24, 2022
Instrument	2022003005

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2032

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046752
Date	Dec 30, 2024
Instrument	2024046752

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	KANSAS CITY, MO 64131

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2050

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 13, 2026
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000011446
Instrument Date	Apr 9, 2026
Instrument	202611446
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2325 ROSEWOOD DR, WACO, TX 76710-1533

Mortgage

Document Number	0000011447,
Date	Apr 13, 2026
Instrument	202611447

Lender

Name	EASY STREET CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 25, 2024
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000040310
Map Reference	FILE 2005015255
Instrument Date	Oct 25, 2024
Instrument	2024040310
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 HOLLOW OAK DR, DALLAS, TX 75287-6849

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 1, 2021
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000003880
Map Reference	FILE 2005015255
Instrument Date	Jan 27, 2021
Instrument	2021003880
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 KATY FWY STE 545, 545, HOUSTON, TX 77007-2592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 PINE HOLLOW DR, FRIENDSWOOD, TX 77546-4454

Mortgage

Document Number	0000003877
Date	Feb 1, 2021
Instrument	2021003877

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000015623
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000015623
Date	May 15, 2020
Instrument	15623

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 14, 2021

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000043258
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000043258
Date	Dec 4, 2020
Instrument	43258

Lender

Name	UNIVERSITY WOODS LP
Address	5225 KATY FWY # 545, HOUSTON, TX 77007-2592

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Document Number	0000000935
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000000935
Date	Jan 10, 2020
Instrument	935

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Recording Date	Oct 8, 2019
Property Address	2537 S 3RD ST, WACO, TX 76706-6449
Instrument Date	Jun 30, 2019
Instrument	33792
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000033792
Date	Oct 8, 2019
Instrument	33792

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 7, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,516 (-10.6%) Land $55,914 Building $313,602	$369,516 (-10.6%) Land $55,914 Building $313,602
2025	$9,293.00 (+33.16%)	$413,320 (+30.88%) Land $55,910 Building $357,410	$413,320 (+30.88%) Land $55,910 Building $357,410
2024	$6,979.00 (-1.41%)
2023		$315,800 Land $55,910 Building $259,890	$315,800 Land $55,910 Building $259,890
2022	$7,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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