2537 River Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2537 River Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,176 sqft · built 1983
Lot Size	0.289 acres (12,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Mar 2025)
Tax Bill	$3,166 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111332800500`

Property Details

APN / Parcel Number

Primary APN	`111332800500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft
Finished Basement	950 sqft
Unfinished Basement	226 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,604 sqft (0.289 acres)
Lot Dimensions	137 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2537 RIVER RD
City	DECORAH
State	IA
Zip	52101-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5 IVERSON'S ADDN TO FREEPORT
Legal Range	08W
Legal Township	98N
Legal Section	13
Legal Subdivision	IVERSONS ADD
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4011
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2537 RIVER RD, DECORAH, IA 52101-7306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	2025831
Deed Book / Page	2025 / 831
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 30, 2020
Property Address	2537 RIVER RD, DECORAH, IA 52101-7306
Document Number	02020/1336
Book / Page	2020 / 1336
Map Reference	BK E PH 213
Instrument Date	Apr 24, 2020
Instrument	2020 1336
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 RIVER RD, DECORAH, IA 52101-7306

Mortgage

Document Number	02020/1337
Date	Apr 30, 2020
Book Page	2020/1337
Instrument	2020 1337

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,166.00	$287,420 (-) Land $19,510 Building $267,910	$287,420 (-) Land $19,510 Building $267,910
2025	$3,166.00 (+10.24%) Homeowner's exemption	$287,420 (+18.11%) Land $19,510 Building $267,910	$287,420 (+18.11%) Land $19,510 Building $267,910
2024	$2,872.00 (+7.24%)
2023		$243,350 (+15.61%) Land $19,510 Building $223,840	$243,350 (+15.61%) Land $19,510 Building $223,840
2022	$2,678.00 Homeowner's exemption	$210,500 Land $16,260 Building $194,240
2021			$210,500 Land $16,260 Building $194,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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