2529 River Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2529 River Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,144 sqft · built 1978
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Feb 2019 Refinance May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111332800100`

Property Details

APN / Parcel Number

Primary APN	`111332800100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	850 sqft
Unfinished Basement	294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	23,400 sqft (0.537 acres)
Lot Dimensions	180 ft deep x 130 ft wide
Garage Type	Mixed
Garage Area	1,356 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2529 RIVER RD
City	DECORAH
State	IA
Zip	52101-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 IVERSON'S ADDN TO VILLAGE OF FREEPORT
Legal Range	08W
Legal Township	98N
Legal Section	13
Legal Subdivision	IVERSONS ADD
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4011
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2529 RIVER RD, DECORAH, IA 52101-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WAUKON STATE BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WAUKON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2529 RIVER RD, DECORAH, IA 52101-7306
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/263
Date	Feb 5, 2019
Book Page	2019/263
Instrument	263

Lender

Name	WAUKON STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2529 RIVER RD, DECORAH, IA 52101-7306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1724
Date	May 22, 2020
Book Page	2020/1724
Instrument	2020 1724

Lender

Name	WAUKON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00	$319,190 (-) Land $25,530 Building $293,660	$319,190 (-) Land $25,530 Building $293,660
2025	$3,530.00 (+6.45%) Homeowner's exemption	$319,190 (+14.25%) Land $25,530 Building $293,660	$319,190 (+14.25%) Land $25,530 Building $293,660
2024	$3,316.00 (+7.11%)
2023		$279,370 (+15.48%) Land $25,530 Building $253,840	$279,370 (+15.48%) Land $25,530 Building $253,840
2022	$3,096.00 Homeowner's exemption	$241,920 Land $21,270 Building $220,650
2021			$241,920 Land $21,270 Building $220,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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