Anne Arundel County property record for 2535 Symphony Ln, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,502 sqft · built 1975 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2026) |
| Tax Bill | $4,507 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-295-06093407 |
| Primary APN | 04-295-06093407 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,802 sqft |
| 1st Floor Area | 982 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29506093407 |
|---|---|
| Street Address | 2535 SYMPHONY LN |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 10 BK C SC 14 PL1 FOUR SEASONS ESTATES |
| Legal Subdivision | FOUR SEASONS ESTATES |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 740703 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 2, 2017 | Grant Deed, Transfer MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Book / Page | 42627 / 497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 17, 2026 |
| Property Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Document Number | 4262000497 |
| Book / Page | 42627 / 497 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | ADMIRAL TITLE LLC, ADMIRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Document Number | 4262000507, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 42627/507 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Document Number | 0363210001 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 36321/1 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 2, 2017 |
| Property Address | 2535 SYMPHONY LN, GAMBRILLS, MD 21054-1543 |
| Document Number | 0308890397 |
| Book / Page | 030889 / 000397 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 8295615 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $327.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2535 SYMPHONY LN GAMBRILLS MD 210541543, GAMBRILLS, MD 21054-1543 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,733 (+6.82%) | $440,600 (+20.45%) Land $277,600 Building $163,000 | |
| 2025 | $4,507.00 (+22.87%) | $365,800 (+8.89%) Land $216,500 Building $149,300 | $365,800 (-) Land $216,500 Building $149,300 |
| 2023 | $3,668.00 | $335,933 | $365,800 Land $216,500 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
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