2532 Symphony Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2532 Symphony Ln, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,745 sqft · built 1975
Lot Size0.151 acres (6,562 sqft)
Owner2 Individual Names on File
Tax Bill$3,210 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN04-295-06093449

Property Details

APN / Parcel Number

Primary APN04-295-06093449
Alternative APNs
  • 429506093449
  • 29506093449

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,745 sqft Living Area
Gross Area1,781 sqft
1st Floor Area1,045 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,562 sqft (0.151 acres)
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29506093449
Street Address2532 SYMPHONY LN
CityGAMBRILLS
StateMD
Zip21054-1546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 75 BK K SC 14 PL1 FOUR SEASONS ESTATES
Legal SubdivisionFOUR SEASONS ESTATES
Legal BlockK
Legal Lot Number75
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group1
Census Block1014
Census Tract740703

Owner

2532 Symphony Ln is owned and occupied by two individuals.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address2532 SYMPHONY LN, GAMBRILLS, MD 21054-1546
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jun 1, 2017Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2532 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Transaction TypeMortgage
Record UpdatedDec 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378890001
DateNov 9, 2021
Book Page37889/1
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueMar 1, 2051

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address2532 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Document Number0311970335
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2532 SYMPHONY LN GAMBRILLS MD 210541546, GAMBRILLS, MD 21054-1546

Mortgage

Document Number0311970335
DateJul 28, 2017
Book Page031197/000335
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23285-5130
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2532 Symphony Ln was $3,210 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,867$459,600 Land $278,900 Building $180,700
2025$3,210.00
2023$2,573.00 Homeowner's exemption$354,967$383,500 Land $217,600 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2532 Symphony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2532 Symphony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Believe Broadband.

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