2535 Dover Ln, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2535 Dover Ln, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,168 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2026)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-9501-0031-00-8`

Property Details

APN / Parcel Number

Primary APN	`18-9501-0031-00-8`
Alternative APN	`11-18-9501-0031-00-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,168 sqft Living Area
1st Floor Area	608 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2535 DOVER LN
City	SAINT JOSEPH
State	MI
Zip	49085-2701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5 - MUL F
Legal Description	APT #31 BUILDING 5 CAMELOT PLACE CONDOMINIUM OF ST JOSEPH FIRST AMENDMENT LIBER 1045 PAGE 752
Legal Subdivision	CAMELOT PLACE CONDO OF ST JOSE
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED FEDERAL CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED FEDERAL CREDIT UNION
Jan 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jun 6, 1978 · Amount on Record
Deed Document Number	2026460175
Deed Book / Page	3476 / 3113
Prior Transfer Date	Aug 20, 2025
Prior Transfer Doc	03468/3040
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 5, 2026
Property Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701
Document Number	03476/3113
Book / Page	3476 / 3113
Instrument Date	May 4, 2026
Instrument	2026460175
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,167.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701

Mortgage

Document Number	0000460176,
Date	May 5, 2026
Instrument	2026460176

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 5, 2026
Property Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701
Document Number	0000460175
Book / Page	3476 / 3113
Instrument Date	May 4, 2026
Instrument	2026460175
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,167.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701

Mortgage

Document Number	0000460176,
Date	May 5, 2026
Instrument	2026460176

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 20, 2026
Property Address	2535 DOVER LN, SAINT JOSEPH, MI 49085-2701
Document Number	03468/3040
Book / Page	3468 / 3040
Map Reference	LB 1045 PG 752
Instrument Date	Aug 20, 2025
Instrument	2026450234
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N174W20560 LAUREL SPRINGS CIR, JACKSON, WI 53037-1201

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,800 (+2.45%)	$217,600 (+2.45%)
2025	$3,435.00 (+61.27%)	$106,200 (+41.6%)	$212,400 (+41.6%)
2024	$2,130.00 (+10.08%)
2023		$75,000	$150,000
2022	$1,935.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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