2533 DOVER LN # 29, 29, SAINT JOSEPH, MI 49085-2701
Mortgage
Document Number
2023380247
Date
May 9, 2023
Instrument
2023380247
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2053
October 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BERRIEN MI
Recording Date
Oct 14, 2019
Property Address
2533 DOVER LN, SAINT JOSEPH, MI 49085-2701
Document Number
03252/3398
Book / Page
3252 / 3398
Map Reference
LB 1045 PG 752
Instrument Date
Sep 16, 2019
Transaction Type
Transfer
Record Updated
Nov 9, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2533 DOVER LN, SAINT JOSEPH, MI 49085-2701
May 2017: Deed, Transfer
Document Type
Deed
Jurisdiction
BERRIEN MI
Recording Date
May 24, 2017
Property Address
2533 DOVER LN, SAINT JOSEPH, MI 49085-2701
Document Number
03173/0084
Book / Page
3173 / 0084
Map Reference
LB4 PG1
Instrument Date
May 19, 2017
Transaction Type
Transfer
Record Updated
Nov 9, 2023
Title Company
ATTORNEY ONLY, ATTORNEY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,247.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2533 DOVER LN, SAINT JOSEPH, MI 49085-2701
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants by the Entirety
Address
2533 DOVER LN, SAINT JOSEPH, MI 49085-2701
Mortgage
Document Number
0031730088
Date
May 24, 2017
Instrument
3173/0088
Lender
Name
UNITED FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Jun 1, 2032
Tax Assessment & Valuation
The 2025 property tax bill for 2533 Dover Ln was $3,950 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Berrien County
County Subdivision
St. Joseph Charter Township
Unified School District
St. Joseph Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$127,700
$255,400
2025
$3,950.00
2023
$90,400
$180,800
2022
$2,211.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2533 Dover Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (1984–2008)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Sep 2008 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2533 Dover Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source
Purchased surface water from ST JOSEPH
Last State Inspection
Feb 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025