2534 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2534 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 2006
Lot Size	0.065 acres (2,831 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Feb 2026)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0059-0001-1560`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0059-0001-1560`
Alternative APNs	`263027005900011560` `139560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	757 sqft
Upper Floors Area	1,007 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,831 sqft (0.065 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	79 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2534 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 LOT 156
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1560
Legal Lot Number	156
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	43207

Owner

2534 Seven Oaks Dr is owned and occupied by an individual who bought it in February 2026.

Source: Osceola County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jun 9, 2017	Special Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	202624207
Deed Book / Page	6926 / 1665
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 OLD CYPRESS COURT, SAINT CLOUD, FL 34772

Mortgage

Document Number	0060480797
Date	Sep 21, 2021
Book Page	6048/797
Instrument	2021146290

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2026
Property Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Document Number	0069261665
Book / Page	6926 / 1665
Map Reference	MB 18 PG 127-131
Instrument Date	Feb 9, 2026
Instrument	2026024207
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9543 OLD CYPRESS CT, ORLANDO, FL 32832-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818

Mortgage

Document Number	0069261667
Date	Feb 20, 2026
Instrument	6926/1667

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 9, 2017
Property Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818
Document Number	0051612371
Book / Page	5161 / 2371
Map Reference	MB18 PG127-131
Instrument Date	May 26, 2017
Instrument	2017084591
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 S GREEN ST STE 250, 5300, SALT LAKE CITY, UT 84123-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818

Mortgage

Document Number	0051612373
Date	Jun 9, 2017
Instrument	5161/2373

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2534 Seven Oaks Dr was $3,923, up 14.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,923.00 (+14.71%)	$248,700 Land $40,000 Building $208,700	$248,700 Land $40,000 Building $208,700
2024	$3,420.00 (+4.01%)
2023	$3,288.00 (+16.84%)	$209,100 (+32.43%) Land $14,900 Building $194,200	$209,100 (+32.43%) Land $14,900 Building $194,200
2022	$2,814.00	$157,900 Land $14,900 Building $143,000	$157,900 Land $14,900 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2534 Seven Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2534 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Seven Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures