Osceola County property record for 2532 Seven Oaks Dr, Saint Cloud, FL 34772
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,588 sqft · built 2006 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,100 (Aug 2017) |
| Tax Bill | $3,705 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139559 |
| Primary APN | 139559 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Heated Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 632 sqft |
| Upper Floors Area | 956 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.044 acres) |
| Lot Dimensions | 88 ft deep x 22 ft wide |
| Garage Type | Finished |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 92 sqft |
| Patio Area | 91 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 139559 |
|---|---|
| Street Address | 2532 SEVEN OAKS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7818 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | OAK RIDGE PB 18 PG 127-131 LOT 155 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | OAK RIDGE |
| Legal Tract | 59 |
| Legal Block | 1 |
| Legal Lot Number | 155 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43207 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1831 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 14, 2017 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Prior Sale | Dec 19, 2006 · Amount on Record |
| Deed Document Number | 2017117377 |
| Deed Book / Page | 5194 / 0619 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2532 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2532 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818 |
| Document Number | 0059290281 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5929/281 |
| Instrument | 2021051251 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 2532 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818 |
| Document Number | 0051940619 |
| Book / Page | 5194 / 0619 |
| Map Reference | MB18 PG127-131 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 2017117377 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3005, YAUCO, PR 00698-3005 |
| Name | Verified Name |
|---|---|
| Address | 2532 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7818 |
| Document Number | 0051940621 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 5194/0621 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,705.00 (+19.52%) | $235,500 (+19.6%) Land $40,000 Building $195,500 | $235,500 (+19.6%) Land $40,000 Building $195,500 |
| 2023 | $3,100.00 (+16.8%) | $196,900 (+32.24%) Land $14,900 Building $182,000 | $196,900 (+32.24%) Land $14,900 Building $182,000 |
| 2022 | $2,654.00 | $148,900 Land $14,900 Building $134,000 | $148,900 Land $14,900 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: AT&T, Xfinity.
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