Loudoun County property record for 25326 Understanding Ct, Aldie, VA 20105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,938 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $653,460 (Sep 2008) |
| Tax Bill | $9,156 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249-39-8536-000 |
| Primary APN | 249-39-8536-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,938 sqft Living Area |
| Gross Area | 6,429 sqft |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,824 sqft |
| Finished Basement | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 45 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 25326 UNDERSTANDING CT |
|---|---|
| City | ALDIE |
| State | VA |
| Zip | 20105-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | KIRKPATRICK FARMS SEC.R2 PH.3 LOT 29 200809030053600 200705090035454P |
| Legal Subdivision | KIRKPATRICK FARMS |
| Legal Phase | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 611813 |
Source: Loudoun County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 8, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2008 · Amount on Record |
| Deed Sale | Sep 3, 2008 · Amount on Record |
| Deed Document Number | 20080903053600 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Document Number | 0000059162 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 20251204-0059162 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Document Number | 0000020934 |
|---|---|
| Date | May 8, 2025 |
| Instrument | 20250508-0020934 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 25326 UNDERSTANDING CT, ALDIE, VA 20105-3068 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000016708 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 202102100016708 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Loudoun County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,156.00 (+5.01%) | $1,137,500 (+14.15%) Land $300,900 Building $836,600 | $1,137,500 (+14.15%) Land $300,900 Building $836,600 |
| 2023 | $8,719.00 | $996,460 Land $275,900 Building $720,560 | $996,460 Land $275,900 Building $720,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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