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25319 Understanding Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 25319 Understanding Ct, Aldie, VA 20105

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,853 sqft · built 2008
Lot Size0.38 acres (16,552 sqft)
Owner2 Individual Names on Record
Last Sale$637,164 (Oct 2008)
Tax Bill$9,766 (2026)
Deeds & MortgagesAug 2021 Refinance
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN249-39-6859-000

Property Details

APN / Parcel Number

Primary APN249-39-6859-000
Alternative APN
  • 105 B19 32

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area5,853 sqft Living Area
1st Floor Area1,398 sqft
Basement Area1,883 sqft
Finished Basement1,883 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,552 sqft (0.38 acres)
Garage TypeAttached
Garage Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address25319 UNDERSTANDING CT
CityALDIE
StateVA
Zip20105-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionKIRKPATRICK FARMS SEC.R2 PH.3 LOT 32 200810140061650 200705090035454P
Legal SubdivisionKIRKPATRICK FARM
Legal Phase3
Legal Block2
Legal Lot Number32
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2006
Census Tract611813

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25319 UNDERSTANDING CT, ALDIE, VA 20105-3069
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Apr 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
AURORA FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2008 · Amount on Record
Deed SaleOct 14, 2008 · Amount on Record
Deed Document Number200861650
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address25319 UNDERSTANDING CT, ALDIE, VA 20105-3069
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090185
DateAug 25, 2021
Instrument202108250090185
Lender
NameHOME POINT FINANCIAL CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address25319 UNDERSTANDING CT, ALDIE, VA 20105-3069
Document Number20190501021694
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25319 UNDERSTANDING CT ALDIE VA 201053069, ALDIE, VA 20105-3069

Mortgage

Document Number20190501021694
DateMay 1, 2019
Instrument21694
Lender
NameAURORA FIN'L
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,766.00 (+8.49%)$1,213,250 (+17.92%) Land $303,900 Building $909,350$1,213,250 (+17.92%) Land $303,900 Building $909,350
2023$9,002.00$1,028,900 Land $278,900 Building $750,000$1,028,900 Land $278,900 Building $750,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

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