25326 Como Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 25326 Como Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2026)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1036126007`

Property Details

APN / Parcel Number

Primary APN	`1036126007`
Alternative APNs	`113036` `124129`

Exterior

Lot Area	83,635 sqft (1.92 acres)

Location & Zoning

Account Number	124129
Street Address	25326 COMO RD
City	STERLING
State	IL
Zip	61081-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMO PURCHASE PT FARM & TIMBER LOT 11 SEC 36 TWP 21 RNG 6
Legal Range	06E
Legal Township	21N
Legal Section	36
Legal Subdivision	COMO PURCHASE
Legal Lot Number	11
Jurisdiction	WHITESIDE IL
Township / Civil Division	HOPKINS
Census Block Group	4
Census Block	4030
Census Tract	100

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2842 S COLUMBIAN RD, OREGON, IL 61061-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer SAUK VALLEY BANK & TRUST CO
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAUK VLY BK&TR
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Deed Document Number	20261271
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 18, 2026
Property Address	25326 COMO RD, STERLING, IL 61081-8863
Document Number	0000001271
Instrument Date	Mar 13, 2026
Instrument	2026-01271
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2842 S COLUMBIAN RD, OREGON, IL 61061-9212

Mortgage

Document Number	0000001272
Date	Mar 18, 2026
Instrument	2026-01272

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25326 COMO RD, STERLING, IL 61081-8863
Document Number	0000002399
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25326 COMO RD STERLING IL 610818863, STERLING, IL 61081-8863

Mortgage

Document Number	0000002399
Date	May 1, 2020
Instrument	2399

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25326 COMO RD, STERLING, IL 61081-8863
Document Number	0000004659
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	NTI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25326 COMO RD STERLING IL 610818863, STERLING, IL 61081-8863

Mortgage

Document Number	0000004659
Date	Aug 28, 2018
Instrument	4659

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 27, 2023

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hopkins Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (-1.76%) Senior Citizen's exemption	$91,358 (+7.37%) Land $9,204 Building $82,154
2024	$2,788.00	$85,087 Land $8,572 Building $76,515	$274,074 (+7.37%) Land $27,612 Building $246,462
2023			$255,261 Land $25,716 Building $229,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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