25130 Como Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 25130 Como Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1036152007`

Property Details

APN / Parcel Number

Primary APN	`1036152007`
Alternative APN	`93652`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	93652
Street Address	25130 COMO RD
City	STERLING
State	IL
Zip	61081-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMO PURCHASE PT OF FARM & TIMBER LOT 1 SEC 36 TWP 21 RNG 6 44300X
Legal Range	06E
Legal Township	21N
Legal Section	36
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	HOPKINS
Census Block Group	4
Census Block	4027
Census Tract	100

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25130 COMO RD, STERLING, IL 61081-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage US BK
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25130 COMO RD, STERLING, IL 61081-8861
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000920
Date	Mar 5, 2024
Instrument	2024-00920

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	290 Months
Due	May 1, 2048

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25130 COMO RD, STERLING, IL 61081-8861
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005203
Date	Oct 24, 2023
Instrument	2023-05203

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	May 1, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25130 COMO RD, STERLING, IL 61081-8861
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007240
Date	Dec 6, 2022
Instrument	2022-07240

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 3, 2018
Property Address	25130 COMO RD, STERLING, IL 61081-8861
Document Number	0000001645
Instrument Date	Apr 2, 2018
Instrument	1645
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.65
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W 7TH ST ROCK FALLS IL 610711530, ROCK FALLS, IL 61071-1530

Mortgage

Document Number	1646
Date	Apr 3, 2018
Instrument	1646

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 20, 2017
Property Address	25130 COMO RD, STERLING, IL 61081-8861
Document Number	0000005514
Instrument Date	Jul 17, 2017
Instrument	5514
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 LOCUST ST STERLING IL 610812339, STERLING, IL 61081-2339

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hopkins Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00	$57,831 Land $2,723 Building $55,108
2024			$173,493 Land $8,169 Building $165,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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