2531 S Saratoga, Mesa, AZ 85202 Property Records

Maricopa County property record for 2531 S Saratoga, Mesa, AZ 85202

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,810 sqft · built 1977
Lot Size	0.18 acres (7,863 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (Jul 2017)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`305-04-458`

Property Details

APN / Parcel Number

Primary APN	`305-04-458`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 1977
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,863 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2531 S SARATOGA
City	MESA
State	AZ
Zip	85202-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SARATOGA LAKES UNIT 3 PER MCR 184-41
Legal Range	05E
Legal Township	01S
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SARATOGA LAKES UNIT 3 LOTS 218 THRU 241
Legal Lot Number	240
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2023
Census Tract	422212

Owner

2531 S Saratoga is owner-occupied and held in a trust since April 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2531 S SARATOGA, MESA, AZ 85202-6930
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 27, 2021	Intrafamily Transfer, Transfer
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Jul 31, 2017 · Amount on File
Deed Document Number	0000557770
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000470785
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2531 S SARATOGA, MESA, AZ 85202-6930
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 S SARATOGA, MESA, AZ 85202-6930

Mortgage

Document Number	0000557068
Date	May 19, 2021
Instrument	20210557068

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Jan 1, 2031

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 27, 2021
Property Address	2531 S SARATOGA, MESA, AZ 85202-6930
Document Number	0000470785
Map Reference	MB 184 PG 41
Instrument Date	Apr 1, 2021
Instrument	20210470785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2531 S SARATOGA, MESA, AZ 85202-6930

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2017
Property Address	2531 S SARATOGA, MESA, AZ 85202-6930
Document Number	0000557770
Map Reference	MB 184 PG 41
Instrument Date	Jul 17, 2017
Instrument	2017-0557770
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 E CLIPPER LN, 2043, GILBERT, AZ 85234-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2531 S SARATOGA, MESA, AZ 85202-6930

Mortgage

Document Number	0000557771
Date	Jul 31, 2017
Instrument	2017-0557771

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2531 S Saratoga was $1,523.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,730	$387,300 Land $77,400 Building $309,900
2025	$1,523.00
2024		$40,000	$400,000 Land $80,000 Building $320,000
2023	$1,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2531 S Saratoga in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2531 S Saratoga has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst.

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