2431 S Saratoga, Mesa, AZ 85202 Property Records

Maricopa County property record for 2431 S Saratoga, Mesa, AZ 85202

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,132 sqft · built 1977
Lot Size	0.262 acres (11,430 sqft)
Owner	Company Name on Record
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`305-04-437`

Property Details

APN / Parcel Number

Primary APN	`305-04-437`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1977
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,430 sqft (0.262 acres)
View / Lot	Lake
Parking Spaces	2 Parking Spaces
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2431 S SARATOGA
City	MESA
State	AZ
Zip	85202-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SARATOGA LAKES UNIT 3 PER MCR 184-41
Legal Range	05E
Legal Township	01S
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SARATOGA LAKES UNIT 3 LOTS 218 THRU 241
Legal Lot Number	219
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422212

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2431 S SARATOGA, MESA, AZ 85202-6900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 22, 2017	Quit Claim Deed, Transfer · Conventional Mortgage IVAN & ANA PENICH
Mar 22, 2017	Quit Claim Deed, Transfer · Conventional Mortgage IVAN & ANA PENICH

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 22, 2017
Last Transfer Date	Sep 22, 2017
Transfer Doc	0000700978
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2431 S SARATOGA, MESA, AZ 85202-6900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636466
Date	Aug 29, 2017
Instrument	2017-0636466

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2017
Property Address	2431 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000700978
Instrument Date	Sep 19, 2017
Instrument	700978
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2431 S SARATOGA MESA AZ 852026900, MESA, AZ 85202-6900

Mortgage

Document Number	701263
Date	Sep 22, 2017
Instrument	701263

Lender

Name	IVAN & ANA PENICH
Address	2431 S SARATOGA, MESA, AZ 85202-6900
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 22, 2017
Property Address	2431 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000202874
Instrument Date	Mar 21, 2017
Instrument	202874
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2431 S SARATOGA MESA AZ 852026900, MESA, AZ 85202-6900

Mortgage

Document Number	203276
Date	Mar 22, 2017
Instrument	203276

Lender

Name	IVAN & ANA PENICH
Address	2431 S SARATOGA, MESA, AZ 85202-6900
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,650 (-3.03%)	$486,500 (-3.03%) Land $97,300 Building $389,200
2025	$2,206.00 (+1.15%)
2024		$50,170	$501,700 Land $100,300 Building $401,400
2022	$2,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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