25304 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25304 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2020
Lot Size	0.279 acres (12,130 sqft)
Owner	2 Individual Names on File
Last Sale	$239,945 (Oct 2020)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412308228024`

Property Details

APN / Parcel Number

Primary APN	`412308228024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,289 sqft
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	12,130 sqft (0.279 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	25304 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	WATERFORD ESTATES SEC2B BLK0000 LT501 E4481/612 4503/680 4654/417
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Block	0000
Legal Lot Number	501
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1069
Census Tract	10302

Owner

25304 E Lenox Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Charlotte County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25304 E LENOX CIR, PUNTA GORDA, FL 33950-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 30, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	20202867392
Deed Book / Page	4654 / 417
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25304 E LENOX CIR, PUNTA GORDA, FL 33950-1336
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25304 E LENOX CIR, PUNTA GORDA, FL 33950-1336

Mortgage

Document Number	0003271502
Date	May 30, 2023
Instrument	3271502

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 30, 2020
Property Address	25304 E LENOX CIR, PUNTA GORDA, FL 33950-1336
Document Number	0046540417
Book / Page	004654 / 000417
Instrument Date	Oct 28, 2020
Instrument	2867392
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25304 E LENOX CIR PUNTA GORDA FL 339501336, PUNTA GORDA, FL 33950-1336

Mortgage

Document Number	46540418
Date	Oct 30, 2020
Book Page	004654/000418
Instrument	2867393

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2019
Property Address	25304 E LENOX CIR, PUNTA GORDA, FL 33950-1336
Document Number	0045030680
Book / Page	004503 / 000680
Instrument Date	Nov 6, 2019
Instrument	2759071
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35,966.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 25304 E Lenox Cir was $1,675 with a homeowner's exemption, down 50.5% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (-50.53%) Homeowner's exemption	$151,091	$289,122 Land $42,500 Building $246,622
2024	$3,386.00 (+1.26%)
2023	$3,344.00 (+2.96%) Homeowner's exemption	$142,556 (+3%)	$324,216 (+40.34%) Land $47,000 Building $277,216
2022	$3,248.00 Homeowner's exemption	$138,404	$231,017 Land $22,950 Building $208,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25304 E Lenox Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25304 E Lenox Cir is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

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