25296 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25296 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2020
Lot Size	0.238 acres (10,389 sqft)
Owner	2 Individual Names on File
Last Sale	$231,565 (Oct 2020)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`41-23-08-228-022`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-228-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,267 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,389 sqft (0.238 acres)
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	25296 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	WFE 02B 0000 0499 WATERFORD ESTATES SEC2B BLK0000 LT499 E4481/612 4503/680 4651/1335 DC3318392-SMP
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	499
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1069
Census Tract	10302

Owner

25296 E Lenox Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	25296 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	2865655
Deed Book / Page	4651 / 1335
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 26, 2020
Property Address	25296 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0046511335
Book / Page	004651 / 001335
Instrument Date	Oct 22, 2020
Instrument	2865655
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,621.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25296 E LENOX CIR PUNTA GORDA FL 339501335, PUNTA GORDA, FL 33950-1335

Mortgage

Document Number	46511336
Date	Oct 26, 2020
Book Page	004651/001336
Instrument	2865656

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2019
Property Address	25296 E LENOX CIR, PUNTA GORDA, FL 33950-1335
Document Number	0045030680
Book / Page	004503 / 000680
Instrument Date	Nov 6, 2019
Instrument	2759071
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35,966.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 25296 E Lenox Cir was $2,751 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 Homeowner's exemption	$222,404	$334,276 Land $50,000 Building $284,276
2023	$4,406.00 (+5.23%) Homeowner's exemption	$209,841 (+6.23%)	$320,570 (+43.84%) Land $47,000 Building $273,570
2022	$4,187.00 Homeowner's exemption	$197,539	$222,868 Land $22,950 Building $199,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25296 E Lenox Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25296 E Lenox Cir is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

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