2530 Phillips Rd, Christmas, FL 32709 Property Records

Orange County property record for 2530 Phillips Rd, Christmas, FL 32709

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,168 sqft · built 2002
Lot Size4.56 acres (198,634 sqft)
Owner2 Individual Names on Record
Tax Bill$3,306 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-22-33-0000-00-017

Property Details

APN / Parcel Number

Primary APN18-22-33-0000-00-017
Alternative APNs
  • 332218000000017
  • 682986
  • 690731
  • 696671

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,168 sqft Living Area
Gross Area2,817 sqft
1st Floor Area2,168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area198,634 sqft (4.56 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area229 sqft
Storage Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2530 PHILLIPS RD
CityCHRISTMAS
StateFL
Zip32709-9309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionCOMM AT E1/4 COR OF SAID SEC 18-22-33 TH N 346.95 FT N 84 DE G W 30.11 FT TO POB N 84 DEG W 582.83 FT S 150 FT N 84 DEG W 238.57 FT N 106.12 FT N 52 DEG W 124.51 FT N 37 DEG E 191.6
Legal Range33E
Legal Township22S
Legal Section18
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Lot Number17
JurisdictionORANGE FL
Township / Civil DivisionEAST ORANGE
Census Block Group2
Census Block2023
Census Tract16604

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2530 PHILLIPS RD, CHRISTMAS, FL 32709-9309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2530 PHILLIPS RD, CHRISTMAS, FL 32709-9309
Document Number0000716456
Instrument DateDec 3, 2018
Transaction TypeMortgage
Record UpdatedJan 2, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2530 PHILLIPS RD CHRISTMAS FL 327099309, CHRISTMAS, FL 32709-9309

Mortgage

Document Number0000716456
DateDec 12, 2018
Instrument716456
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 11, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,039 (+2.7%)$466,055 (-1.24%) Land $136,800 Building $329,255
2025$3,306.00 (+6.13%) Homeowner's exemption$221,070 (+5.99%)$471,885 (+14.5%) Land $136,800 Building $335,085
2024$3,115.00 (+7.38%)
2023$2,901.00 (+4.05%) Homeowner's exemption$208,583 (+3%)$412,131 (+37.98%) Land $114,000 Building $298,131
2022$2,788.00 Homeowner's exemption$202,508$298,694 Land $44,460 Building $254,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/WESTERN REGIONAL WTR SYS (5 WPS)
serves 206,742 people · EPA ID FL3481546
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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