2530 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2530 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 1,116 sqft · built 2016
Lot Size	0.669 acres (29,168 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,774 (2026)
Deeds & Mortgages	Oct 2026 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0075-00400`

Property Details

APN / Parcel Number

Primary APN	`387-0075-00400`
Alternative APN	`811605`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,116 sqft Gross Area
1st Floor Area	1,116 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,168 sqft (0.669 acres)
Garage Area	768 sqft

Exterior Amenities

Deck Area	196 sqft
Storage Building	144 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	811605
Street Address	2530 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8100
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 40 AND 41 SERIAL #
Legal Subdivision	BIRCH POINT 1ST ADD T OF GREEN
Legal Lot Number	40
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2283 E INDIAN TOWN WAY, ORO VALLEY, AZ 85755-4728
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 2, 2026
Transfer Doc	0001106735
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2026
Property Address	2530 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	0001106735
Instrument Date	Oct 2, 2026
Instrument	20261106735
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2283 E INDIAN TOWN WAY, ORO VALLEY, AZ 85755-4728

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2530 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number	00T1031539
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2530 BIRCH POINT RD TOWER MN 557908100, TOWER, MN 55790-8100

Mortgage

Document Number	00T1031539
Date	Nov 4, 2020
Instrument	T1031539

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,774.00 (+48.03%)
2025	$4,576.00 (-1.42%) Homeowner's exemption	$804,500 (+34.73%) Land $232,400 Building $572,100	$804,500 (+34.73%) Land $232,400 Building $572,100
2024	$4,642.00	$597,100 (+4.72%) Land $176,100 Building $421,000	$597,100 (+4.72%) Land $176,100 Building $421,000
2022		$570,200 Land $147,400 Building $422,800	$570,200 Land $147,400 Building $422,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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