2522 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2522 Birch Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 891 sqft · built 1980
Lot Size1.42 acres (61,913 sqft)
OwnerIndividual Name on File
Tax Bill$5,696 (2026)
Deeds & MortgagesSep 2021 Line of Credit
May 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN387-0075-00320

Property Details

APN / Parcel Number

Primary APN387-0075-00320
Alternative APNs
  • 1050025
  • 1149461

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area891 sqft Gross Area
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Lot Area61,913 sqft (1.42 acres)
Garage Area624 sqft

Exterior Amenities

PorchSlab
Deck Area26 sqft
Storage Building112 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1149461
Street Address2522 BIRCH POINT RD
CityTOWER
StateMN
Zip55790-8100
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 32 THRU 35 EX THAT PART OF LOT 35 DESCAS FOLLOWS: COMMENCING AT THE NWLY ENDPOINTOF THE BOUNDARY LINE COMMON TO LOTS 35
Legal SubdivisionBIRCH POINT FIRST ADDITION
Legal Lot Number32-36
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1255
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0075-00320

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address855 FALLS PSGE, F, SAINT PAUL, MN 55116-3126
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
May 01, 2018Grant Deed, Transfer
EDINA REALTY TITLE
Aug 03, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 30, 2005
Transfer Doc0000856836
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2522 BIRCH POINT RD, TOWER, MN 55790-8100
Transaction TypeMortgage
Record UpdatedOct 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001046768
DateSep 15, 2021
Instrument1046768
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 14, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMay 01, 2018
Property Address2522 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number000T997489
Instrument DateApr 14, 2018
InstrumentT997489
Transaction TypeTransfer
Record UpdatedOct 01, 2020
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Tax$1,238.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18348 CATTAIL CT EDEN PRAIRIE MN 553462152, EDEN PRAIRIE, MN 55346-2152

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateAug 03, 2017
Property Address2522 BIRCH POINT RD, TOWER, MN 55790-8100
Document Number000T988085
Instrument DateJul 19, 2017
InstrumentT988085
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1310 18TH ST S VIRGINIA MN 557923716, VIRGINIA, MN 55792-3716

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,696.00 (+31.49%)
2025$4,332.00 (+4.18%)$694,700 (+35.63%) Land $417,600 Building $277,100$694,700 (+35.63%) Land $417,600 Building $277,100
2024$4,158.00$512,200 (+19.62%) Land $313,900 Building $198,300$512,200 (+19.62%) Land $313,900 Building $198,300
2022$428,200 Land $256,500 Building $171,700$428,200 Land $256,500 Building $171,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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