253 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 253 State St, Schenectady, NY 12305

Property Summary

Property TypeOffice Building
Details26,176 sqft · built 2006
Lot Size0.83 acres (36,160 sqft)
OwnerCompany Name on Record
Tax Bill$55,380 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.71-2-11

Property Details

APN / Parcel Number

Primary APN421500 39.71-2-11
Alternative APN
  • 150003907100020110000000

Interior

Stories3 Stories
Building Area26,176 sqft Gross Area
Basement Area10,447 sqft
Unfinished Basement10,447 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area36,160 sqft (0.83 acres)
Lot Dimensions289 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address253 STATE ST
CitySCHENECTADY
StateNY
Zip12305
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code05 - COMME
Legal DescriptionTHRU TO LIBERTY ST 3 BRK BANK BLDG
Legal Block2
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1024
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address440 STATE ST, SCHENECTADY, NY 12305-2304
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 18, 2013
Transfer Doc0000038401
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address253 STATE ST, SCHENECTADY, NY 12305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046352
DateOct 19, 2018
Book Page4872/265
Instrument201846352
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressALBANY, NY 12205
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,380.00 (+0.78%)
2025$54,952.00 (+1.29%)$1,300,000 (-) Land $108,500 Building $1,191,500$2,152,674 (+30.82%) Land $179,665 Building $1,973,009
2023$1,300,000 (-) Land $108,500 Building $1,191,500$1,645,570 (+3.8%) Land $137,342 Building $1,508,228
2022$1,300,000 Land $108,500 Building $1,191,500$1,585,366 Land $132,317 Building $1,453,049
2021$54,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on State St

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