240 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 240 State St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	141,145 sqft · built 2019
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Oct 2015)
Tax Bill	$5,569 (2026)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`421500 39.71-3-9.3`

Property Details

APN / Parcel Number

Primary APN	`421500 39.71-3-9.3`
Alternative APN	`421500 39.71-3-9.111`

Interior

Units	104 Units
Stories	5 Stories
Building Area	141,145 sqft Gross Area
Basement Area	25,000 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	285 ft deep x 244 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	204 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-1834
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Block	3
Legal Lot Number	9.003
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	33500

Owner

Source: Schenectady County and Schenectady City records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2165 TECHNOLOGY DR, 2, SCHENECTADY, NY 12308-1143
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Deed Book / Page	1923 / 955
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 14, 2024
Property Address	240 STATE ST, SCHENECTADY, NY 12305-1834
Document Number	0000015688
Book / Page	2127 / 155
Instrument Date	Feb 23, 2024
Instrument	202415688
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	SMPR TITLE AGENCY INC, SMPRTITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 STATE ST, SCHENECTADY, NY 12305-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 COLUMBIA STREET EXT, COHOES, NY 12047-3876

Mortgage

Document Number	0000015700
Date	Mar 14, 2024
Instrument	202415700

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,569.00 (+1.62%)
2025	$5,480.00 (+107.89%)	$12,454,000 (-) Land $154,200 Building $12,299,800	$20,622,620 (+30.82%) Land $255,340 Building $20,367,280
2023		$12,454,000 (-) Land $154,200 Building $12,299,800	$15,764,557 (+3.8%) Land $195,190 Building $15,569,367
2022		$12,454,000 Land $154,200 Building $12,299,800	$15,187,805 Land $188,049 Building $14,999,756
2021	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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