Union County and Westfield Town property record for 253 Prospect St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 4,334 sqft · built 1890 |
| Lot Size | 0.324 acres (14,118 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,295,000 (Jun 2023) |
| Tax Bill | $34,309 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02504-0000-00004-011 |
| Primary APN | 20-02504-0000-00004-011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,334 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 14,118 sqft (0.324 acres) |
| Lot Dimensions | 181 ft deep x 78 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 200250400000000401 |
|---|---|
| Street Address | 253 PROSPECT ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2504 |
| Legal Lot Number | 4.11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 36600 |
253 Prospect St is owned and occupied by an individual who bought it in June 2023.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 253 PROSPECT ST, WESTFIELD, NJ 07090-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC |
| Dec 18, 2018 | Grant Deed, Transfer ANTHONY & DEBRA A CERAMI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on File |
| Deed Sale | Jun 15, 2023 · Amount on File |
| Prior Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 202329715 |
| Deed Book / Page | 6511 / 2572 |
| Prior Transfer Date | Oct 8, 2011 |
| Prior Transfer Doc | 0058810465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 15, 2023 |
| Property Address | 253 PROSPECT ST, WESTFIELD, NJ 07090-4005 |
| Document Number | 0065112572 |
| Book / Page | 6511 / 2572 |
| Instrument Date | May 9, 2023 |
| Instrument | 29715 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,194.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 EVERGLADE AVE, PALM BEACH, FL 33480-3730 |
| Name | Verified Name |
|---|---|
| Address | 253 PROSPECT ST, WESTFIELD, NJ 07090-4005 |
| Document Number | 0153752107 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 15375/2107 |
| Instrument | 52939 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 253 PROSPECT ST, WESTFIELD, NJ 07090-4005 |
| Document Number | 0063002294 |
| Book / Page | 006300 / 002294 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 307968 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 253 PROSPECT ST WESTFIELD NJ 070904005, WESTFIELD, NJ 07090-4005 |
| Document Number | 145162402 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 014516/002402 |
| Instrument | 666767 |
| Name | ANTHONY & DEBRA A CERAMI |
|---|---|
| Address | 231 ELMER ST, WESTFIELD, NJ 07090-5111 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 17, 2023 |
| Rate | 4% |
|---|
The 2025 property tax bill for 253 Prospect St was $34,309, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,496,900 (-) Land $566,000 Building $930,900 | $1,496,900 (-) Land $566,000 Building $930,900 | |
| 2025 | $34,309.00 (+1.78%) | $1,496,900 Land $566,000 Building $930,900 | $1,496,900 Land $566,000 Building $930,900 |
| 2024 | $33,710.00 | ||
| 2023 | $1,291,700 (-) Land $566,000 Building $725,700 | $1,291,700 (-) Land $566,000 Building $725,700 | |
| 2022 | $27,900.00 | $1,291,700 Land $566,000 Building $725,700 | $1,291,700 Land $566,000 Building $725,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 253 Prospect St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 253 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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