Black Hawk County property record for 253 Prospect Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,918 sqft · built 1915 |
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $94,159 (Nov 2025) |
| Tax Bill | $4,730 (2025) |
| Deeds & Mortgages | Nov 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-19-376-012 |
| Primary APN | 8912-19-376-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,300 sqft (0.466 acres) |
| Lot Dimensions | 140 ft deep x 145 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 499 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 253 PROSPECT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND 2ND FILING E 45 FT LOT 24 BLK 10 LOT 25 BLK 10 LOT 26 BLK 10 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 19 |
| Legal Subdivision | HIGHLAND 2ND FILING |
| Legal Block | 10 |
| Legal Lot Number | 24-26 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Highland Historic District listed 1984 · 223 contributing resources · NRIS 84001209 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
253 Prospect Ave is owned by a company that bought it in November 2025.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 WASHINGTON ST, CEDAR FALLS, IA 50613-2840 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Deed Document Number | 202517274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 24, 2025 |
| Property Address | 253 PROSPECT AVE, WATERLOO, IA 50703-4243 |
| Document Number | 0202517274 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-17274 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 WASHINGTON ST, CEDAR FALLS, IA 50613-2840 |
The 2025 property tax bill for 253 Prospect Ave was $4,730, down 5.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,730.00 (-5.89%) | $231,720 Land $36,980 Building $194,740 | $231,720 Land $36,980 Building $194,740 |
| 2024 | $5,026.00 | ||
| 2023 | $231,720 (+37.96%) Land $36,980 Building $194,740 | $231,720 Land $36,980 Building $194,740 | |
| 2022 | $4,281.00 | $167,960 Land $36,980 Building $130,980 | |
| 2021 | $167,960 Land $36,980 Building $130,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 253 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 253 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Metronet, Nextlink.
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