237 Prospect Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 237 Prospect Ave, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,830 sqft · built 1909
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$22,500 (Sep 2023)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8912-19-376-015`

Property Details

APN / Parcel Number

Primary APN	`8912-19-376-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	804 sqft
Basement Area	804 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Patio Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	237 PROSPECT AVE
City	WATERLOO
State	IA
Zip	50703-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2ND FILING E 30 FT LOT 20 BLK 10 W 30 FT LOT 21 BLK 10
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	HIGHLAND 2ND FILING
Legal Block	10
Legal Lot Number	20,21
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2005
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-19-376-015

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	237 PROSPECT AVE, WATERLOO, IA 50703-4243
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2023 · Amount on Record
Deed Sale	Sep 02, 2023 · Amount on Record
Prior Sale	Sep 02, 2022 · Amount on Record
Deed Document Number	20233879
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	237 PROSPECT AVE, WATERLOO, IA 50703-4243
Transaction Type	Mortgage
Record Updated	Jan 02, 2024
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015390
Date	Jan 28, 2022
Instrument	202200015390

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00	$138,620 (-0.1%) Land $18,000 Building $120,620	$138,620 (-0.1%) Land $18,000 Building $120,620
2024	$3,010.00 (+32.72%)
2023		$138,760 (+34.42%) Land $18,000 Building $120,760	$138,760 (+34.42%) Land $18,000 Building $120,760
2022	$2,268.00	$103,230 Land $18,000 Building $85,230
2021			$103,230 Land $18,000 Building $85,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130019002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010, rainfall accumulation, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Highland Historic District listed 1984 · 223 contributing resources · NRIS 84001209

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 446 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Waterloo Telecommunications Utility, Mediacom Communications, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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